Agent: A company (agency) or individual (agent) contracted and paid by high schools and universities in other countries to advise and recruit students to their institutions.
Apostille: A legalized document. The Apostille Treaty is an international treaty drafted by the Hague Conference on Private International Law and signed on October 5, 1961. The Hague is a city in the Netherlands and is the location of the International Court of Justice. This treaty defines the ways through which a document issued in one of the countries that signed the treaty or convention can be certified for legal purposes in all the other countries that signed the treaty. In many countries, the document’s notarization is the legal evidence of its authenticity. For the signatories of the Hague Convention, certification by the country’s approved state or national office authenticates the notarized documents. Notarized official transcripts and/or notarized diplomas are often required by other countries to verify the degree’s authenticity.
Billable (Direct) Costs: This is basically an expense that an institution has incurred on the student’s behalf for performing work, offering services, or providing supplies. This is the bill the student or family will receive from an institution.
Colleges: These are often categorized as smaller institutions that emphasize undergraduate education in a broad range of academic areas, such as a liberal arts college.
Community colleges: Also known as junior college, technical or city colleges, these schools are typically two-year public institutions offering certificates, diplomas, and associate’s degrees. Once completing an associate’s degree, a student can transfer to a 4-year institution for a bachelor’s degree.
Cooperative education: A “co-op” combines classroom-based education with practical work experience, providing academic credit for structured job experience. Co-ops are focused on training students for a career in their chosen major (e.g., IT, engineering, etc.). Universities often partner with employers in various industries for internships, which are likely paying jobs (i.e., University of Toronto in Canada and University of Cincinnati).
General Certificate of Secondary Education (GCSE): This academically rigorous subject-specific test is generally taken by students in secondary education institutions in England, Wales, and Northern Ireland over a two-year period.
General Certificate of Education Advanced Level (A-Level): This curriculum program, completed with a school-leaving test, is administered in the United Kingdom, but it’s also implemented and recognized in a number of other countries worldwide. The curriculum is split into two parts, studied over two years. The first part, Advanced Subsidiary Level (AS), is a qualification on its own. However, when the second part, the A2 Level, is completed as well, the two form a complete A Level qualification.
Independent Educational Consultant: This is a professional hired and paid only by students and their parents for personalized advice on the university search, application, and admission processes.
Indirect Costs: These are all portions of the total cost of attendance except tuition and fees. This includes books and supplies, room and board, transportation, insurance, a small entertainment allowance, and other personal expenses.
Merit-based financial aid: Also called merit scholarships or merit award, this financial aid is offered in recognition of student achievements, such as in academics, testing, athletics, arts, service, etc. Merit-based aid does not take into account the financial need of the student or family.
Need-based financial aid: This type of college funding is available to low-income students. Rather than taking your grades or talents into account, these scholarships, grants, and student loans are offered based on your family’s income, along with other financial factors.
Universities: These schools are often larger institutions offering a variety of undergraduate and master’s/doctoral degree programs. Universities can also have divisions within such as the College of Liberal Arts or College of Science.